Despite sounding identical, a prequalified home loan isn’t the just like a mortgage that is preapproved. Prequalification is normally an instant, free procedure where a bank takes your economic information and tells you generally speaking exacltly what the loan can look like. Preapproval is really a followup process that is far more involved and sometimes costs cash. Preapproval takes a credit check, a home loan application plus an estimate of your deposit.
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